Apartment Building – Roudnice nad Labem
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Invest in a secured loan

Apartment Building – Roudnice nad Labem
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Roudnice nad Labem

Yield

6.6366% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

35 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

75.13%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Get to know the project


The client is an experienced developer specializing in the renovation of apartment buildings in smaller towns such as Horovice, Príbram, or Prostejov. His goal is to offer modern and affordable housing with a focus on technological innovation and high user comfort. The client primarily focuses on smaller residential units with efficient use of space. The collateral consists of an apartment building under construction, located in the broader center of Roudnice nad Labem. Once completed, the project will offer 22 residential units ranging from studio to two-bedroom apartments. The development will also include parking spaces and basement storage units. The front section of the building, comprising 8 apartments, is currently nearing completion.

Description of Real Estate Collateral:

Apartment Building – Roudnice nad Labem
  • Basic property description: An apartment building with two above-ground floors, a residential attic, and partial basement. Originally built in 1900, the building is undergoing a complete renovation and, once completed, will offer 22 residential units and 9 garage parking spaces.
  • Lien in the 1st order.
  • Value of the property as of the date: CZK 19,700,000, February 16, 2025.
  • Location and surroundings: Roudnice nad Labem is a small town within commuting distance of Prague, offering direct train connections and access to the D8 motorway.
  • Technical condition of the property: The property is currently under renovation, with approximately 50% of the work completed. Once finished, it will offer 22 rental apartments with a total usable floor area of 1,154 m².
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
3
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 26,800,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 16,800,000
Repayment sources:
rental income from real estate
Purpose of utilization:
refinancing of the loan and completion of the residential building renovation
Numerical designation of the loan
307
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 19,700,000
Total collateral value:
apartment Building – Roudnice nad Labem
Location:
Roudnice nad Labem
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.