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Family houses - Ostrava
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Invest in a secured loan

Family houses - Ostrava (10th phase)
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Ostrava

Yield

6.6% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

12 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

62.31%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 20,000
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You can no longer invest

Get to know the project


to the client for the construction of four semi-detached houses in the outskirts of Ostrava. The client is an experienced developer who has successfully completed several similar projects in the area. The loan is currently being fully drawn, and the construction of the houses is in its final stages. The repayment of the loan will be sourced from the sale of the family houses in question and the client's other business activities, primarily in real estate and development. These include the rental of several apartment buildings and the implementation of another project in the Central Bohemian Region.

Description of Real Estate Collateral:

Construction of family houses in Ostrava
  • Basic description of the property: The new family houses are located on the outskirts of Ostrava, in the Muglinov district, within an established residential area of family homes. Each house will have a usable area of approximately 125 m² and a plot of around 450 m².
  • Lien in the 1st order.
  • Value of the property as of date: CZK 64,200,180 as of December 06, 2024.
  • Location and surroundings: Ostrava Muglinov, outskirts of the regional town with existing family housing.
  • Technical condition of the property: The project is under construction, with the houses nearing completion.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan (or according to house sales)
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 40,000,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 2,000,000
Repayment sources:
sale of houses under construction, resources within the client group
Purpose of utilization:
construction of family houses
Numerical designation of the loan
257
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 64,200,180
Total collateral value:
development project in Ostrava
Location:
Ostrava
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
1 000 CZK
FOR HOW LONG?
6 months
ON YIELD
5,0 % p.a.
EXPECTED YIELD
25 CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.