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Family Houses Hviezdoslavov
EUR EUR investment

Invest in a secured loan

Family Houses Hviezdoslavov
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Hviezdoslavov (near Bratislava)

Yield

6.93% p.a.
info

The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

EUR 50
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

36 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

59.06%
info

LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client is an investor and developer with extensive experience in the development and construction of residential properties, including both family houses and apartment buildings. He primarily focuses on western Slovakia, where he has successfully completed several projects. Currently, he is working on developments in Hviezdoslavov (near Bratislava), Dunajská Streda, and Nitra. The financed project is located in Hviezdoslavov, where the client is constructing a total of 56 family houses. The project is being developed in multiple phases, with some properties already completed and sold, some retained for rental, and others still under construction. The collateral consists of eight semi-detached houses and one plot of land with an unfinished detached family house in Hviezdoslavov. These are single-story bungalows without basements. The approval process was completed in 2024. Each house features four rooms, a living area connected to the kitchen and dining room, a utility room, a bathroom, and a separate WC. Each property includes a terrace, fencing, and paved parking spaces. The collateral also includes an adjacent plot of approximately 600 m² with an unfinished detached family house.

Description of Real Estate Collateral:

Family houses Hviezdoslavov
  • Basic property description: Each house features four rooms, a living area connected to the kitchen and dining room, a utility room, a bathroom, and a separate WC. The usable area of the house is just under 100 m². The plot size for each family house is approximately 450 m². The collateral also includes a plot of approximately 600 m² with an unfinished detached family house (solitary unit).
  • Lien in the 1st order.
  • Value of the property as of the date: EUR 2,794,000 as of January 25,2025.
  • Technical condition of the property: The technical equipment includes underfloor heating, plastic windows with triple glazing, and connections to the public water and sewage system. The approval process for the completed family houses was finalized in 2024.
  • Location and surroundings: The village of Hviezdoslavov is a satellite town of Bratislava, offering good railway and road connections.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
slovak company (without negative information)
Amount of the provided loan:
EUR 1,650,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
EUR 800,000
Repayment sources:
rental, development activities within the group
Purpose of utilization:
refinancing of a loan and property acquisition
Numerical designation of the loan
297
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
2 794 000 EUR
Total collateral value:
family Houses in Hviezdoslavov
Location:
Hviezdoslavov (near Bratislava)
Notarial record:
YES

Photogallery

kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK
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The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.