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Family house - Prague 14 - Dolni Pocernice
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Family house - Prague 14 - Dolni Pocernice
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Prague 14 - Dolni Pocernice

Yield

7.3718% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

35 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

69.96%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

Max. investice

CZK 100,000
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You can no longer invest

Get to know the project


The loan was provided for the development of business activities of a Czech limited liability company. The group of companies, co-owned by the loan client, operates in the sale of consumer goods through online stores. It primarily focuses on selling branded cooking products. Gastronomy is the core of the client’s business, and they have built a reputation by organizing popular cooking classes for individuals (both children and adults) as well as for companies (teambuilding events). Additionally, the company specializes in selling kitchen appliances (e.g., branded coffee machines, blenders) and fashion accessories. The client is a long-term partner of Ronda Invest a.s., with whom they have consistently repaid loans without issues. The loan is secured by a modern family house in Dolni Pocernice.

Description of the real estate collateral:

Family House – Prague 14 – Dolni Pocernice
  • Basic property description: The layout of the family house is 5+kk, and the house is detached. The ground floor (1st level) features a hall with a staircase, a bathroom with a WC, a room, an office, a spacious living room with a kitchenette, and access to the garden. The second floor (2nd level) consists of 3 separate rooms, the main bathroom, a separate WC, and a technical room.
  • Property value as of the date: CZK 13,650,000, appraisal from January 12, 2021.
  • Lien in the 1st order.
  • Location and surroundings: The family house is located in the eastern part of the capital city of Prague. The house is situated in a new development area of terraced family houses. The neighborhood offers complete amenities, including a store, a primary school, and a kindergarten. Public transportation accessibility is provided by buses and the metro.
  • Technical condition of the property: The house was approved for use in 2010. Access to the house is via a paved road with a sidewalk.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 9,550,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 9,550,000
Repayment sources:
business activity
Purpose of utilization:
operating financing
Numerical designation of the loan
164
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 13,650,000
Total collateral value:
Family House – Prague 14 – Dolni Pocernice
Location:
Prague 14 - Dolni Pocernice
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.