The loan was provided for the development of business activities of a Czech limited liability company. The group of companies, co-owned by the loan client, operates in the sale of consumer goods through online stores. It primarily focuses on selling branded cooking products. Gastronomy is the core of the client’s business, and they have built a reputation by organizing popular cooking classes for individuals (both children and adults) as well as for companies (teambuilding events). Additionally, the company specializes in selling kitchen appliances (e.g., branded coffee machines, blenders) and fashion accessories. The client is a long-term partner of Ronda Invest a.s., with whom they have consistently repaid loans without issues. The loan is secured by a modern family house in Dolni Pocernice.
Description of the real estate collateral:
Family House – Prague 14 – Dolni Pocernice
- Basic property description: The layout of the family house is 5+kk, and the house is detached. The ground floor (1st level) features a hall with a staircase, a bathroom with a WC, a room, an office, a spacious living room with a kitchenette, and access to the garden. The second floor (2nd level) consists of 3 separate rooms, the main bathroom, a separate WC, and a technical room.
- Property value as of the date: CZK 13,650,000, appraisal from January 12, 2021.
- Lien in the 1st order.
- Location and surroundings: The family house is located in the eastern part of the capital city of Prague. The house is situated in a new development area of terraced family houses. The neighborhood offers complete amenities, including a store, a primary school, and a kindergarten. Public transportation accessibility is provided by buses and the metro.
- Technical condition of the property: The house was approved for use in 2010. Access to the house is via a paved road with a sidewalk.
Description of Real Estate Collateral
- Basic description of the property: Land plots designated for the construction of a residential building. The building plot is flat, with a slight slope towards the southeast.
- Lien in the 1st order.
- Value of the property as of date: CZK 49,000,000.00, October 10, 2025
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.
- Basic description of the property: The plots are of irregular shape and generally level terrain with a gentle gradient, covering a total area of 6,534 m².
- Lien in the 1st order.
- Value of the property as of date: CZK 25,000,000.00, professional evaluation prepared on the basis of the appraisal dated 23 September 2025.
- Location and surroundings: Pardubice is a regional capital with a dynamically developing economy, high-quality infrastructure, and a wide range of services, making it one of the most sought-after residential locations in Eastern Bohemia.
- Technical condition of the property: The land plots are currently in the process of obtaining a building permit. Once granted, they will be developed with the construction of a residential building.