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Family house - Velke Hamry
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Family house - Velke Hamry
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Velke Hamry

Yield

7.125% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

11 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

53.82%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

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Get to know the project


The client is a manager of an extensive real estate portfolio, focusing on residential properties in larger cities. The client actively engages in the revitalization of apartments and apartment buildings, contributing to the renewal and increased value of previously underutilized or neglected areas. This investment offering features a family house located in the village of Velké Hamry, approximately 10 km from Jablonec nad Nisou. This detached, partially underground property includes one above-ground floor and a habitable attic. Designed as a multi-generational home, it comprises a 1+1 apartment unit with a private entrance, a 7+1 apartment unit, and a basement with garages and technical facilities. The total living area is 450 m².

Description of Real Estate Collateral:

Family house Velke Hamry
  • Basic property description: A family house located in the village of Velké Hamry, approximately 10 km from Jablonec nad Nisou. The house is designed as a multi-generational property and includes two residential units: a 1+1 unit with a private entrance and a 7+1 unit. The basement features garages and technical facilities. The total living area is 450 m².
  • Lien in the 1st order.
  • Value of the property: CZK 17,650,000 as of 03.04.2024.
  • Technical condition of the property: The property is in good condition, including the outdoor areas. The house's amenities include paved areas, fencing, connections for electricity, water, and district heating, a heat exchanger station, and a wastewater treatment plant with a soakaway pit.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
in one lump sum on the final maturity date of the loan
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
1
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 9,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 9,500,000
Repayment sources:
real estate and investment activities
Purpose of utilization:
Purchase of property
Numerical designation of the loan
292
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 17,650,000
Total collateral value:
Family house - Velke Hamry
Location:
Velke Hamry
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.