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Invest in a secured loan

Villa Vinohrady
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Prague - Vinohrady

Yield

7,56% p.a.
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The return represents the amount of money you get for the capital invested. It indicates the difference between the final value of the investment and the capital employed.

p.a. means per annum, i.e. yield calculated on an annual basis.

Example:

You invest CZK 10,000 with a return of 10% p.a. We will pay you the income in a proportional amount every month, you will get a total of CZK 1,000 in income per year.

Min. investment

CZK 1,000
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The minimum investment indicates the lowest possible amount that can be invested in the project.

Maturity

36 months
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The maturity date indicates the binding date by which the loan will be repaid and when your investment ends.

After this date, we will send the original invested amount to your account along with the last return.

LTV

47.87%
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LTV = Loan to Value
(translated as “loan to value”)

LTV indicates the ratio of the property’s value to the loan’s value. The lower the LTV, the higher the collateral.

LTV calculation = loan amount / estimated market price × 100

You can no longer invest

Get to know the project


The loan was provided to the company to finance the development of the consulting division within the client’s group. The source of loan repayment is income from business activities within the group – real estate and consulting services (tax consulting, translation services, etc.). The company's shareholder, who is also a co-debtor on the loan, is involved in residential property development and owns a well-known real estate agency in Prague.

Description of Real Estate Collateral:

Apartment villa
  • Basic property description: A villa built around 1930 with a usable area of over 500 m². The property is currently used as an administrative building. The plot also allows parking for seven vehicles.
  • Value of the property as of the date: CZK 75,000,000, as of September 22,2022.
  • Lien in the 2nd order (prior liens are in favor of Ronda Invest a.s.)
  • Location and surroundings: The villa is located in a quiet area of Prague’s Vinohrady district.
  • Technical condition of the property: The property is in good condition following renovation.

Lands Jesenice
  • Basic property description: Land designated for the construction of family homes in a residential area of Jesenice. Nearby amenities include a primary school, an arts school, a public transport stop, and a recreational area by Pančák Pond.
  • Value of the property as of the date: CZK 67,000,000, as of August 26,2023.
  • Lien in the 3rd order (prior liens are in favor of Ronda Invest a.s.)
  • Location and surroundings: Jesenice near Prague.
  • Technical condition of the property: Land designated for residential development.
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INFORMATION ABOUT THE LOAN
AND THE BORROWER

Repayment frequency of principal:
monthly
Repayment frequency of interest:
monthly
Repayment ethics:
seamless (all previous instalments duly paid)
Number of guarantors/co-debtors:
2
Legal form:
czech company (without negative information)
Amount of the provided loan:
CZK 13,500,000
OBJEM Z CELKOVÉ VÝŠE ÚVERU NABÍZENÝ K PARTICIPACI
CZK 13,500,000
Repayment sources:
income from business activities within the group – real estate and consulting services
Purpose of utilization:
funds for business development
Numerical designation of the loan
288
home

INFORMATION ABOUT THE LOAN
AND THE BORROWER

TOTAL VALUE OF SECURITY
CZK 28,200,000
Total collateral value:
Villa in Vinohrady, land in Jesenice
Location:
Prague - Vinohrady
Notarial record:
YES
kalkulacka CALCULATOR sipka
HOW MUCH DO YOU WANT TO INVEST?
CZK
FOR HOW LONG?
24 months
ON YIELD
9 % p.a.
EXPECTED YIELD
CZK

The calculator calculation is based on a model example of a one-time repayment loan investment (full principal repayment at the end of the loan term). Returns are paid to investors monthly, and the calculator does not consider reinvestment. The actual performance of the investment may differ from the model example. It represents gross yield, subject to taxation. At RONDA INVEST, there are no entry fees or regular fees.